short term investment

Short Term Investment Plans with High Returns in 2022

when we talk about the high return in short term then it sounds risky that’s why you have to consider your risk appetite to invest, Here are the best short-term investment plans which will help you to get higher returns in short term. Best Short-Term Investment Options in India

5 Best short term investment plan in India

if you are looking for secure and safe ways to book high returns in short term then there are the following options:

1. Bank fixed deposits
2. Liquid funds
3. Recurring deposits 
4. Saving account 
5. Stock Market

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1. Bank Fixed Deposits

fixed deposits are known as one of the safest ways to invest your money for the short term. this is the best short-term investment plan that individuals invest a Lump-sum amount in the bank for the fixed time period and get fixed interest rates with guaranteed returns. Fixed deposits come with tenures ranging from 7 days to 14 days. 30 days, 45 days to up to 10 years. short term investment plans with high returns

These financial instruments are provided by banks. Fixed Deposits are suitable for those investors who don’t want to take risks and want to park their money in a safe investment option. Fixed Deposit provides a higher rate of interest/ return than a regular savings account. Best Short-Term Investment Options in India

Read Also : How To Get Rid of Your Debt Trap

2. Liquid Funds

A liquid fund is a type of mutual fund which invest in fixed income instrument like government securities, treasury bill, commercial paper, etc. here you can withdraw your money anytime you want but according to SEBI Guidelines you can withdraw 50,000 or 90% of your investment, but To make  a withdrawal  you need to put in a redemption request 
Liquid funds are the best short-term investment plans for investors who want to park their money safely for short-term investment. Advantages of liquid funds include – superior returns, safety, high liquidity, no lock-in period, etc.

Read Also : How to Invest in Liquid Funds

3. Recurring Deposits

A recurring deposit is a type of secured investment that offers you the flexibility to invest money monthly, It is suitable for those who don’t want to invest in a lump sum and rather invest on a monthly basis. you can open a recurring deposits account at your nearest financial institution and at the post office also, generally, the financial institution offers Recurring Deposits for a minimum tenure of 6 months to a maximum of 10 years. and Remember the interest you receive on Recurring Deposits is taxable. Best Short-Term Investment Options in India

4. Saving Account

As you all know that saving account is one of the easiest and safest ways to access your money anytime you want, because it offers you high liquidity but this is not the best short term investment plan until you constantly need money, Bank doesn’t provide more than 4% to 7% return on saving account

5. Stock Market

The stock market is the best platform to make your money double but as we all know that stock market is for those who are high-risk takers because here you have to understand how the market works before betting your money, the Stock market has a high potential to give you 10% to 100% return in short term, but you have to analyze and research about company’s stock goodly before investment and There is a big chance to lose your entire capital in case you bet on the wrong stocks, these were the best short term investment plan that will give you the best return on your investment. IDFC short term bond fund

Read Also : Benefits of investing in stock market

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